Forest Trees

Insurance & Payment Information

Accepted Insurance

We currently accept the following insurance and EAP plans.  Please note, not all therapists are paneled with all plans.  Please indicate your plan name when you fill out our contact form or when you leave a voicemail message.

  • First Choice Health

  • Horizon BCBS 

  • Konterra Group

  • Lyra Health

  • Modern Health

  • New Directions EAP

  • Optum

  • Oscar

  • Oxford

  • Ulliance EAP

  • UMR

  • United Healthcare

  • Value Options

  • Wellspring EAP

  • ACI Specialty Benefits EAP 

  • Aetna 

  • Anthem 

  • Anthem EAP 

  • BHS EAP

  • Blue Cross 

  • Blue Shield 

  • BlueCross and BlueShield

  • Canopy EAP

  • Cigna

  • ComPsych

  • CONCERN Health EAP

  • E4Health

  • ESI EAP

  • Evernorth

We also have six therapists who offer therapy at a reduced rate of $60 per session for individual therapy and $80 per session for couples/family therapy to help meet the needs of the community.  These rates are reserved for those who do not have insurance or have insurance we do not accept.

Please note, we do not accept Medicare or Medicaid (including NJ Horizon Family Care, United Community Plan, or Aetna Better Health plans).  

Girl in the Woods

Out of Network Benefits 

If you do not see your insurance plan listed, as a courtesy we are able to provide a superbill for you to submit to your insurance company.  You pay the session fee directly to your therapist each session and your insurance company reimburses you based on your contract.

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Self Pay

Some people choose to pay privately for a variety of reasons.  Reasons may include:   more control over session time lengths and frequency of sessions, increased privacy, as the insurance company does not have access to your records or diagnosis, and you can choose the therapist you would like to work with even if your insurance changes.

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Good Faith Estimate

Information: Under Section 2799B-6 of the Public Health Service Act, health care providers and health care facilities are required to inform individuals who are not enrolled in a plan or coverage or a Federal health care program, or not seeking to file a claim with their plan or coverage both orally and in writing of their ability, upon request or at the time of scheduling health care items and services, to receive a “Good Faith Estimate” of expected charges.
You have the right to receive a “Good Faith Estimate” explaining how much your medical care will cost
Under the law, health care providers need to give patients who don’t have insurance or who are not using insurance an estimate of the bill for medical items and services.

  • You have the right to receive a Good Faith Estimate for the total expected cost of any non-emergency items or services. This includes related costs like medical tests, prescription drugs, equipment, and hospital fees.

  • Make sure your health care provider gives you a Good Faith Estimate in writing at least 1 business day before your medical service or item. You can also ask your health care provider, and any other provider you choose, for a Good Faith Estimate before you schedule an item or service.

  • If you receive a bill that is at least $400 more than your Good Faith Estimate, you can dispute the bill.

  • Make sure to save a copy or picture of your Good Faith Estimate. For questions or more information about your right to a Good Faith Estimate, visit www.cms.gov/nosurprises

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